Like the parable of the talents, the Catholic Fraternity Fund’s commitment is to Service, Accountability and Results. Our Faith precedes Policy and Practice and calls us to a higher level of Stewardship.

Invest with Purpose

When you entrust your funds to the Catholic Fraternity Fund, they grow through socially responsible investments managed by financial experts – and are reinvested by you for the good of the Catholic community.

Catholic Socially Responsible Investing

When considering investing your assets, people of faith, Catholic parishes and Catholic organizations are often confronted with a dilemma. How do I invest my funds in a morally and socially responsible way and still receive competitive returns? How can I trust that the companies I place my assets with will invest them in ways that benefit and strengthen my Catholic community?

In Socially Responsible Investment Guidelines, the United States Conference of Catholic Bishops advises, “All economic life should be shaped by moral principles. Economic choices and institutions must be judged by how they protect or undermine the life and dignity of the human person, support the family and serve the common good.” Clients of the Catholic Community Foundation (CCF) and its subsidiary the Catholic Fraternity Fund (CFF), an autonomous pious foundation, can be confident that they will earn competitive financial returns while generating social returns in alignment with the teachings of our Catholic Church.

All CCF/CFF investments are aligned with the U.S. Conference of Catholic Bishops Guidelines on Socially Responsible Investing. Our Foundation provides parishes and Catholic organizations with Endowments, Donor Advised Funds and Planned / Estate Giving, while the Catholic Fraternity Fund offers investment funds which will support their mission and ministries. In 2021, through generous donations to CCF’s managed Endowment funds along with their excellent investment returns, over $3.1 Million in grants were distributed to Catholic parishes and organizations of the Archdiocese of San Antonio.

At the Catholic Community Foundation, we believe we are the best possible stewards of your assets. We welcome the opportunity to discuss how we can assist you.

For more information, please contact Alison Cochrane, CEO/President, Catholic Community Foundation at 210-732-2157 or at [email protected] or Deacon John Benage, Vice President, Catholic Community Foundation at 210-732-2157 or at [email protected]

The Catholic Fraternity Fund – Three Investment Funds

Our ministry is a simple one: Through encounter and dialogue we form a covenantal relationship with our members to be the best stewards possible of their financial resources. We are committed to Socially Responsible Investing in accordance with the tenets of our faith, the highest level of accountability, transparency and performance while balancing preservation with innovation.

The Catholic Community Foundation (CCF), along with its wholly owned subsidiary, the Catholic Fraternity Fund, are committed to growing funds that strengthen our Catholic communities within the Archdiocese of San Antonio. The CCF/CFF are here to assist Catholic parish missions, ministries, and organizations be the best possible financial stewards they can be.

About the Catholic Fraternity Fund – Investment Funds Brochure Download

CFF offers three investment funds that utilize Mutual Funds, Exchanged Traded Funds (ETFs) and Christian Brothers Investment Services. The three new diversified investment portfolio funds being offered are:

• Endowment / Equity Emphasis Fund
• Balanced Fund
• Income Emphasis Fund

You can view their risk as aggressive, medium and moderate, respectively. This simplification also helps clients in their risk aversion decisions by looking at time horizons for when their funds will be needed. An Investment Fund can be established for any amount over $25,000.

The three diversified funds have a very good risk/return profile and have many benefits including:

• competitive rates of return
• CCF/CFF funds are guided by the United States Conference of Catholic Bishops (USCCB) statement on Socially Responsible Investing (SRI)
• daily valuation with on-line access availability
• daily processing of deposits and withdrawals
• significant amount of passive investments of Catholic S&P 500 index, Catholic S&P 600 index, and Real Estate Investment Trusts (REITS) Index
• reasonable money manager fees

Pershing LLC and Christian Brothers Investment Services are the Custodians of the funds. Sendero Wealth Management, a local San Antonio investment services firm is the Investment Advisor, statement preparer and on-line access provider.

The goals of the Catholic Community Foundation/Catholic Fraternity Fund are to offer you competitive investment returns, following USCCB SRI Guidelines. Our ministry is to assist you in being good stewards of your financial assets.

INVESTMENT FUND ALLOCATIONS

Endowment Fund and Equity Emphasis Fund Allocation

The Equity Emphasis Fund’s primary objective is to grow the portfolio at a higher rate above inflation than the Balanced Fund through a diversified portfolio.  The Equity Emphasis Fund invests primarily in a portfolio of mutual funds holding US and international equity securities but may also invest in mutual funds that hold fixed income securities, as well as in cash and cash equivalents.

 

Equity Emphasis Fund

Asset Class                    Weights

Cash                                 1%

Fixed Income                   24%

Total Stability                                       25%

Domestic Equity               57%

International Equity          18%

Total Equities                                      75%

Grand Total                                         100%

Balanced Fund Allocation

The Balanced Fund’s primary objective is to grow the portfolio above inflation at a higher rate than the Income Emphasis Fund through a diversified portfolio.  The Balanced Fund invests in mutual funds that hold fixed income securities but may also invest in mutual funds holding US and international equity securities, as well as in cash and cash equivalents.

Balanced Fund

Asset Class                      Weights

Cash                                    5%

Fixed Income                      45%

Total Stability                                       50%

Domestic Equity                 38%

International Equity            12%

Total Growth                                       50%

Grand Total                                        100%

 

Income Emphasis Fund Allocation

The Income Emphasis Fund’s primary objective is to preserve capital above inflation while providing income from interest and dividends.  The Income Emphasis Fund invests primarily in mutual funds that hold fixed income securities but may also invest in mutual funds holding US and international equity securities, as well as in cash and cash equivalents.

Income Emphasis Fund

Asset Class                       Weights

Cash                                 10%

Fixed Income                    60%

Total Stability                                     70%

Domestic Equity                23%

International Equity            7%

Total Growth                                      30%

Grand Total                                       100%

 

PAST INVESTMENT RETURNS

Our Growth and Rates of Return

Our Growth and Rates of Return

The goal of each fund is to offer competitive returns while investing according to the Catholic faith as outlined by United States Conference of Catholic Bishops statement on Social Responsible Investing.  Note: Returns below are a historical look back of the current Investment funds and are not representative of a participants return.

CCF Endowment/CFF Equity Emphasis Fund – Annual Investment Returns after Money Manager Fees, before CCF Management Fees of the current Investment strategy

 200,000 or more                  Under $200,000

1 Year        -18.6%                        -18.1%

3 Years         3.9%                          4.2%

5 Years         5.3%                          5.6%

10 Years       8.0%                          8.2%

 

 

CFF Balanced Fund – Annual Investment Returns after Money Manager Fees, before CCF Management Fees of the current Investment strategy

  1 Year             -16.4%

  3 Years              2.4%

  5 Years              4.2%

10 Years              6.2%

 

CFF Income Emphasis Fund – Annual Investment Returns after Money Manager Fees, before CCF Management Fees of the current Investment strategy

1 Year                -12.1%

3 Years                1.5%

5 Years                3.1%

10 Years              4.4%

 

As of September 30, 2022

Annual Investment Returns after Money Manager Fees, before CCF Management Fees

For more information, please contact Alison Cochrane, CEO/President, Catholic Community Foundation at 210-732-2157 or at [email protected] or Deacon John Benage, Vice President, Catholic Community Foundation at 210-732-2157 or at [email protected]

About the Catholic Fraternity Fund – Investment Funds Brochure Download