Three Investment Fund Offers

The Catholic Fraternity Fund (CFF) is the only Autonomous Pious Foundation offering investment management services to Catholic institutions located anywhere in the 19 counties of the Archdiocese of San Antonio. We base our ministry on the precept that we are called, through encounter and dialogue, to forge a unique fraternity in service to our members providing socially responsible investments to achieve their financial goals.

The Catholic Fraternity Fund delivers its services of good stewardship management through our commitment to the highest standards of accountability and transparency. Managing investment funds for members is all we do – and we do it every hour of every day always balancing preservation with innovation.

In this day of complex and volatile financial markets – characterized by historically low interest rates – managing, preserving and growing funds is not just a financial challenge, but a technical one as well. The Catholic Fraternity Fund was founded on the business model that professional, technical, and competent stewardship can best be achieved through dedicated investment funds, assembled for the sole benefit of its members, and with a distinct Catholic identity and commitment.

The investment funds are designed to provide a critical mass of investment size so as to make a real difference in increasing the fund’s investment opportunities, mitigation of risk, increasing diversification options, lowering of money manager costs and maximizing the appreciation potential/returns paid to its members.

The Catholic Fraternity Fund is also unique in that it offers three investment funds from which members  can choose. What’s more, a member may divide an investment across as many of the models as they wish with no additional fees. An Investment Fund can be established for any amount over $25,000.

CFF offers three investment funds that utilize Mutual Funds, Exchanged Traded Funds (ETFs) and Christian Brothers Investment Services. The three new diversified investment portfolio funds offered are:

• Endowment / Equity Emphasis Fund
• Balanced Fund
• Income Emphasis Fund

INVESTMENT FUND ALLOCATIONS

Endowment Fund and Equity Emphasis Fund Allocation

The Equity Emphasis Fund’s primary objective is to grow the portfolio at a higher rate above inflation than the Balanced Fund through a diversified portfolio.  The Equity Emphasis Fund invests primarily in a portfolio of CUITs holding US and international equity securities, but may also invest in mutual funds that hold fixed income securities, as well as in cash and cash equivalents.

Equity Emphasis Fund

Asset Class                    Weights

Cash                               1%

Fixed Income                24%

Total Stability                                        25%

Domestic Equity             57%

International Equity        18%

Total Equities                                       75%

Grand Total                                          100%

 

Balanced Fund Allocation

The Balanced Fund invests in a combination of mutual funds that hold fixed income securities. It may also invest in CUITs holding US and international equity securities,  and ETFs that focus on exchange-traded real estate investment trusts, as well as in cash and cash equivalents.

Balanced Fund

Asset Class                      Weights

Cash                                 1%

Fixed Income                   49%

Total Stability                                       50%

Domestic Equity              38%

International Equity         12%

Total Growth                                        50%

Grand Total                                        100%

 

Income Emphasis Fund Allocation

The Income Emphasis Fund invests primarily in mutual funds that hold fixed income securities. It may also invest in CUITs holding US and international equity securities, and ETFs that focus on exchange-traded real estate investment trusts, as well as in cash and cash equivalents.

Income Emphasis Fund

Asset Class                       Weights

Cash                                  5%

Fixed Income                    65%

Total Stability                                      70%

Domestic Equity               23%

International Equity            7%

Total Growth                                       30%

Grand Total                                       100%

 

PAST INVESTMENT RETURNS OF CURRENT INVESTMENT STRATEGY

Our Growth and Rates of Return

The goal of each fund is to offer competitive returns while investing according to the Catholic faith as outlined by United States Conference of Catholic Bishops statement on Social Responsible Investing.  Note: Returns below are a historical look back of the current Investment funds and are not representative of a participants return.

CCF Endowment/CFF Equity Emphasis Fund – Annual Investment Returns after Money Manager Fees, before CCF Management Fees of the current Investment strategy

200,000 or more                 Under $200,000

 1 Year         -18.6%                     -18.1%

  3 Years         3.9%                        4.2%

  5 Years         5.3%                        5.6%

10 Years         8.0%                        8.2%

 

CFF Balanced Fund – Annual Investment Returns after Money Manager Fees, before CCF Management Fees of the current Investment strategy

  1 Year             -16.4%

  3 Years              2.4%

  5 Years             4.2%

10 Years             6.2%

 

CFF Income Emphasis Fund – Annual Investment Returns after Money Manager Fees, before CCF Management Fees of the current Investment strategy

1 Year                -12.1%

3 Years                 1.5%

5 Years                 3.1%

10 Years               4.4%

 

As of September 30, 2022

Annual Investment Returns after Money Manager Fees, before CCF Management Fees

 

 

 

 

 

 

 

 

Should a parish or Catholic institution wish to move beyond an Investment Fund account to permanently Endow Funds for their long term protection, we can help!  *Limited Offer: $2,500 Bonus added to new CCF Endowment accounts.

The Catholic Fraternity Fund manages all investments in compliance with Socially Responsible Investment Guidelines in line with the teachings of our Catholic faith.

For more information, please contact Alison Cochrane, CEO/President, Catholic Community Foundation at 210-732-2157 or at [email protected].